1 / Income
You made $___ this past month. Remember this will be less if you don't take taxes out of your check or wait to pay till the end of the year.
2 / Housing
You spent $__ on housing which is __% of your spending and __% of your income. Make sure you do your research and shop around and get a fair deal when renting or buying.
3 / Gas and Groceries
You spent $__ on gas and groceries which is __% of your spending and __% of your income. This a most necessary category but remember to shop generic brand or carpool when possible.
4 / Dining
You spent $__ on dining which is __% of your spending and __% of your income. Eating out is normally more expensive than cooking yourself. You can find affordable recipes on places such as Youtube.
5 / Entertainment
You spent $__ on entertainment which is __% of your spending and __% of your income. You can have fun on a budget. There are plenty of fun date night idea on the internet.
6 / Others
You spent $__ on others which is __% of your spending and __% of your income. Make sure you limit excessive spending as it will hurt you in the long and short run.
7 / Savings
You spent $__ on savings which is % of your spending and __% of your income. You want this to be as high as possible. Make sure you have 3 months of income saved at any time for emergencies and invest what you can for retirement. You also have not spent $__ which is best saved or invested.
Loading ...